This is the 1 simple truth your car insurance company doesn’t want you to know. If you currently have insurance, are driving less than 45 miles/day on average and live in a qualified zip code you can get some huge discounts. In addition, if you have no DUI’s on your record, you can get even more discounts. Has your car insurance company ever told you that?
There is no simple answer to this, because the minimum credit score depends on the loan program you apply for and the individual lender’s own guidelines and rules. They also depend on other qualifying factors such as your Loan to Value ratio (LTV) and Debt-to-Income ratio (DTI)
There are hard facts in life that no one likes to face. But when you have a family that relies on you, you have to be realistic about their future if you aren’t around to take care of them. For most Americans, one form of protection stands above the rest for being reliable and easy to secure: term life insurance.